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Home Improvement Financing

Turn Your LIVING Space
Into Your HAPPY Place!
Desirable loan options and personal attention every step of the way!

Home Improvement Financing

Desirable loan options and personal attention every step of the way!
Turn Your LIVING Space Into Your HAPPY Place!
It won’t hurt your credit

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Short Loan
Application

(it won’t hurt your credit)

Affordable Monthly Payments

Join Our Business Partner Network

What Our Customers Say

We strive to provide a 5-Star worthy experience to every customer.

  • This is the first time that I have ever gone through a process in building a pool. Therefore I was very nervous and did not know what to do. When i explained this to Robert Friedman, he walked… read more

    JULIO RODRIGUEZ BURGOS Avatar
    JULIO RODRIGUEZ BURGOS

    Great one on one customer service, even though they are out of state, I was able to deal with the same person and I wasn’t just a number to him. Thanks Ryan for all the help and a great experience!!

    Juanita Holden Avatar
    Juanita Holden

    Fast and professional about the hole Process!

    Paul Creasey Avatar
    Paul Creasey
  • Best Customer Service! I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix… read more

    Deb Scott Avatar
    Deb Scott

    Couldn’t be happier at the moment. My pool builder sent me to Lyon. Their interest rate was outrageous. As others have stated. Called up viking and they got me half the interest rate lyon was. Robert is really good… read more

    Brandon McCaslin Avatar
    Brandon McCaslin

    Absolutely flawless experience!

    Heather McAlister Avatar
    Heather McAlister
  • GREAT communication, easy application, quick response and very professional service. HIGHLY Recommend. (Used for pool install)Thank you SO Robert….

    William Cameron Avatar
    William Cameron

    Professional, kept promises, great service. Offered a variety of pool loan options. Would recommend and do business with them again.

    Deanna Weisenberger Avatar
    Deanna Weisenberger

    My experience with Viking Capital was excellent! Both Robert Freeman and Karen Jurczyk were so responsive, professional and a overall pleasure to deal with. Such an easy and smooth application process, HIGHLY recommended.

    Brittany Yannitelli Avatar
    Brittany Yannitelli
  • So easy a caveman can do it. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Being self employed and having complicated… read more

    Pax 45 Avatar
    Pax 45

    Easiest loan ever. Was approved in one day. Had the money in three days. Everyone we dealt with at Viking was knowledgeable, helpful, and friendly. Truly a great experience. Didn’t know this was possible intoday’s environment. Thanks, Viking!

    Jane Keithley Avatar
    Jane Keithley

    I highly recommend working with Robert Friedman and Viking Capital for your pool loan. I was amazed at how quickly I was approved for my loan. It was literally within a few hours for the… read more

    Melanie Mulcahy Avatar
    Melanie Mulcahy
  • The loan process was easy and painless. The staff was extremely friendly to work with and were very fast getting my loan funded and all the paper work completed. I have called a few other loan companies and Viking was… read more

    Crystal Zimmerman Avatar
    Crystal Zimmerman

    My experience with Viking Capital was excellent !! Kevin McCall was transparent and available to address my questions and concerns in the application process. I would recommend Viking Capital to any who needing financing for home projects.

    MYRON MARTIN Avatar
    MYRON MARTIN

    I tried several other pool loan companies who were extremely difficult to deal with despite having stellar credit and high income, Viking had me approved and funded in two days, without a headache, had better rates, and the process was… read more

    Kris Kothe Avatar
    Kris Kothe
  • Easy to apply and next day approval! No hassles, no hidden fees. Everything upfront and you chose and close your deal! I will always recommend Viking! Just make sure you chose the right program from the 3 options… read more

    Jeffery Kramer Avatar
    Jeffery Kramer

    Super easy and FAST. Applied one day and had Pool loan funds deposited into my account the next day!

    John Ford Avatar
    John Ford

    Did a great job on communication & came in at a much better % then their competitors. Robert was extremely helpful & professional.

    Jay Web Avatar
    Jay Web
  • Ryan with Viking Capital was great to work with. I recommend this company! Quick and professional.

    Bianca Holloway Avatar
    Bianca Holloway

    Viking Capital is the best for pool loans. Quick, honest, and got us a great rate! Highly recommended.

    James B Avatar
    James B

    Viking Capital was super fast in qualifying me for my loan and very easy to deal with. Great experience.

    Traci Adams Avatar
    Traci Adams

Loan Options*

Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications.

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Rates As Low As 5.49%
Terms Up To 20 years
Loans Up To $125k**
Scores As Low As 650

(*see details below)

Complete The Application Form

Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options.
Apply Now
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Military Discounts!

Lowest rates with military affiliation (applicant or lineal relative).

*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. Some loans may be combined for higher loan amounts.

LET’S GET STARTED – THERE’S NO OBLIGATION

We’re ready when you are!

STEP 1
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Short Loan Application

It won’t hurt your credit!
It will help us have a meaningful conversation about your personal needs and qualifications.

STEP 2
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Personal Consultation

You’ll speak with your personal loan consultant to review your options and select the best loan option for you. There is no obligation.

STEP 3
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Loan Process

We work together to quickly process your loan and get an approval decision. We keep you informed every step of the way.

STEP 4
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Loan Funding

We have high approval rates! Fund disbursements vary by loan option. Your Loan Consultant will explain all the details.

Payment Calculator

FREE Loan Consultations and payment details for all applicants!

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Why Choose Viking Capital?

Our Service

Every team member has the determination and know-how to provide you with a 5-Star worthy experience. You'll feel like the valued customer you are.

Our Technology

We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible.

Our Loan Options

We partner with a network of lenders so you have access to multiple loan options. We fit you with the best for your needs and qualifications.

Our Values

We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness.

Affordable Monthly Payments

A Quality of Life Investment

The decision to renovate your house is a big one. It is a big financial investment, but it’s also a huge quality of life investment.

Our home improvement loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!

Personalized Service

We keep you informed!

We are a family owned business since 1999 and will treat you like the valued customer that you are. We continue to invest in technology so that our Top-Notch team can work efficiently and spend more quality time with each and every customer.

Military Appreciation Everyday!

Lowest rates for military families!

Our staff and business partners are proud to offer lowest rates to those with military affiliation (past or present), so that they can afford to make the home renovations they need and deserve for themselves and for their families.

Home Improvement Helpful Info

Frequently Asked Questions

Your Loan Consultant is your go-to person for additional information.

Unsecured Home Improvement Loans

Unlike an unsecured personal loan that can be used for any purpose, home improvement loans are designed specifically for financing major home remodels, renovations, swimming pools and the like. They are usually for projects exceeding $25,000 and offer desirable rates and extended loan terms (up to 20 years) so borrowers will have affordable monthly payments. These loans do not require property as loan collateral. Instead, the lenders look at a borrower’s ability to pay (income and debt) and creditworthiness (credit scores).

Pool Loan Fees

Loan terms, including fees, vary and change frequently.  It’s important to consider all loan terms when comparing loans, including rate, term, loan amount and fees, if applicable. Your Viking Capital representative will disclose all terms for comparison and so you can make an informed decision.

Not Sure How Much You Need To Borrow?

Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for your project. Your Viking Capital representative will advise you on your loan options, including the monthly payment amount you can expect to pay with your estimated loan amount.

How Funding Disbursements Work

Some loans will disperse the entire loan amount into your account at the completion of the loan process. Other loans make disbursements directly to your contractor/builder at pre-defined work milestones, per your contract, that you acknowledge as complete.

Are you in the Home Improvement Business?

Our business partners are able to offer their customers great loans as well as receive a number of benefits by joining our network.

Partner With Viking Capital!

We are proud to offer these great loan options to our Military Families

*Eligibility requirements:

The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran.  Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. 

Family members must be “lineal” (spouse or direct-line ancestors and descendants. Includes family by adoption and marriage).

Loan Terms

* Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts.