>> Looking For A Pool Loan? Visit poolloan.net <<

Home Improvement Financing

Turn Your LIVING Space
Into Your HAPPY Place!
Desirable loan options and personal attention every step of the way!

Home Improvement Financing

Desirable loan options and personal attention every step of the way!
Turn Your LIVING Space Into Your HAPPY Place!
It won’t hurt your credit

Quick Links

Short Loan
Application

(it won’t hurt your credit)

Affordable Monthly Payments

Join Our Business Partner Network

What Our Customers Say

We strive to provide a 5-Star worthy experience to every customer.

Loan Options*

Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications.

sergeant-rank-down
Rates As Low As 5.49%
Terms Up To 20 years
Loans Up To $125k**
Scores As Low As 650

(*see details below)

Complete The Application Form

Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options.
Apply Now
sergeant-rank-up

Military Discounts!

Lowest rates with military affiliation (applicant or lineal relative).

*Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. Some loans may be combined for higher loan amounts.

LET’S GET STARTED – THERE’S NO OBLIGATION

We’re ready when you are!

STEP 1
006-resume

Short Loan Application

It won’t hurt your credit!
It will help us have a meaningful conversation about your personal needs and qualifications.

STEP 2
003-support

Personal Consultation

You’ll speak with your personal loan consultant to review your options and select the best loan option for you. There is no obligation.

STEP 3
002-workflow-1

Loan Process

We work together to quickly process your loan and get an approval decision. We keep you informed every step of the way.

STEP 4
007-cash

Loan Funding

We have high approval rates! Fund disbursements vary by loan option. Your Loan Consultant will explain all the details.

Payment Calculator

FREE Loan Consultations and payment details for all applicants!

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Example 1

Loan amount $40,000
Rate 5.49%
Term 15 Years
Monthly payment $327/mo.

Example 2

Loan amount $50,000
Rate 7.99%
Term 20 Years
Monthly payment $418/mo.

Why Choose Viking Capital?

Our Service

Every team member has the determination and know-how to provide you with a 5-Star worthy experience. You'll feel like the valued customer you are.

Our Technology

We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible.

Our Loan Options

We partner with a network of lenders so you have access to multiple loan options. We fit you with the best for your needs and qualifications.

Our Values

We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness.

Affordable Monthly Payments

A Quality of Life Investment

The decision to renovate your house is a big one. It is a big financial investment, but it’s also a huge quality of life investment.

Our home improvement loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!

Personalized Service

We keep you informed!

We are a family owned business since 1999 and will treat you like the valued customer that you are. We continue to invest in technology so that our Top-Notch team can work efficiently and spend more quality time with each and every customer.

Military Appreciation Everyday!

Lowest rates for military families!

Our staff and business partners are proud to offer lowest rates to those with military affiliation (past or present), so that they can afford to make the home renovations they need and deserve for themselves and for their families.

Home Improvement Helpful Info

Interior Home Improvement Projects that Increase Value

To increase your home’s value with interior upgrades, you will primarily want to focus on projects that modernize the home, create more benefits for the homeowner, and increase or extend the safety of the home. Many home improvement projects can be costly so you’ll also want to focus on ones that a future buyer will

Read More »

Exterior Home Improvement Projects That Increase Value

To increase your home value with exterior projects, you will be focusing mainly on curb appeal which is how “appealing” your home looks from the street. This is a big influencer for potential homebuyers as a good first impression can make a sale (and a bad one can break it). The average return on investment

Read More »

How Can You Improve Your Credit Score?

Build your credit file: Open new accounts which will report to the major credit bureaus. Most lenders and credit card issuers report to all three so this is easy to achieve. In order to establish any credit, there must be accounts open in your name. From there, you can begin to establish a good record

Read More »

Frequently Asked Questions

Your Loan Consultant is your go-to person for additional information.

Unsecured Home Improvement Loans

Unlike an unsecured personal loan that can be used for any purpose, home improvement loans are designed specifically for financing major home remodels, renovations, swimming pools and the like. They are usually for projects exceeding $25,000 and offer desirable rates and extended loan terms (up to 20 years) so borrowers will have affordable monthly payments. These loans do not require property as loan collateral. Instead, the lenders look at a borrower’s ability to pay (income and debt) and creditworthiness (credit scores).

Pool Loan Fees

Loan terms, including fees, vary and change frequently.  It’s important to consider all loan terms when comparing loans, including rate, term, loan amount and fees, if applicable. Your Viking Capital representative will disclose all terms for comparison and so you can make an informed decision.

Not Sure How Much You Need To Borrow?

Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for your project. Your Viking Capital representative will advise you on your loan options, including the monthly payment amount you can expect to pay with your estimated loan amount.

How Funding Disbursements Work

Some loans will disperse the entire loan amount into your account at the completion of the loan process. Other loans make disbursements directly to your contractor/builder at pre-defined work milestones, per your contract, that you acknowledge as complete.

Are you in the Home Improvement Business?

Our business partners are able to offer their customers great loans as well as receive a number of benefits by joining our network.

Partner With Viking Capital!

We are proud to offer these great loan options to our Military Families

*Eligibility requirements:

The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran.  Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. 

Family members must be “lineal” (spouse or direct-line ancestors and descendants. Includes family by adoption and marriage).

Loan Terms

* Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts.